Three Bean Chipotle Chili

Prep: 20 min Cook: 45 min Serves: 6 4.9 · 39 reviews · tap to rate

Three bean chipotle chili is a thick, spiced stew built on smoky heat from chipotles in adobo and rounded out by three kinds of beans.

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By
Lauren Bennett
Three Bean Chipotle Chili

PONLY COOK // LAUREN BENNETT

Three bean chipotle chili is a thick, spiced stew built on smoky heat from chipotles in adobo and rounded out by three kinds of beans. It comes together in under an hour and tastes even better the next day.

Ingredients for Three Bean Chipotle Chili

Olive oil and onion form the flavor base, while garlic and cumin add depth. Chipotle peppers in adobo sauce bring the signature smoky heat. Kidney beans, black beans, and pinto beans provide body and texture. Diced tomatoes and tomato paste create the sauce, while vegetable broth sets the liquid level. Chili powder and oregano round out the spice, and salt and black pepper balance everything at the end.




Why This Three Bean Chipotle Chili Works

Cooking the onion and garlic in oil before adding anything else lets them soften and release their flavor into the fat, building a strong base that carries through the whole pot. This is where the depth comes from, not from long simmering.

Three kinds of beans give different textures: kidney beans hold their shape, black beans break down slightly and thicken the broth, and pinto beans fall somewhere between. The combination keeps the chili from being one-note. Tomato paste concentrated by a minute of cooking in the pot deepens the tomato flavor without needing hours on the stove.

Chipotle peppers in adobo sauce are already cooked and softened, so you just blend them smooth and stir them in. They distribute their heat and smoke evenly without any harsh raw pepper taste. Seasoning at the end with salt and fresh black pepper lets you taste what you have and adjust to your liking.







Mistakes To Avoid

Adding the broth before the onion, garlic, and tomato paste have cooked together weakens the base. You need those minutes for the flavors to build and caramelize slightly. Without them, the chili tastes thin and one-dimensional no matter how long it simmers.

Skipping the tomato paste or adding it without letting it cook costs you the deep, concentrated tomato flavor that balances the smoke and heat. A minute or two in the hot pot transforms it from raw to rich.

Overseasoning at the start means you cannot adjust later. The chipotles are already salty and spicy, and salt concentrates as the chili simmers. Taste it at the end and add what it needs.

Letting the chili boil hard instead of simmering gently causes the beans to break apart and the texture to turn mushy. Keep it at a gentle bubble where you see a few lazy pops on the surface.

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Ingredients

  • 2 tablespoons olive oil
  • 1 large onion, diced
  • 4 cloves garlic, minced
  • 2 tablespoons tomato paste
  • 1 tablespoon cumin
  • 2 teaspoons chili powder
  • 1 teaspoon dried oregano
  • 2 chipotle peppers in adobo sauce, plus 1 tablespoon of the sauce
  • 1 can (15 ounces) kidney beans, drained and rinsed
  • 1 can (15 ounces) black beans, drained and rinsed
  • 1 can (15 ounces) pinto beans, drained and rinsed
  • 1 can (14.5 ounces) diced tomatoes, undrained
  • 3 cups vegetable broth
  • Salt and black pepper to taste



Step-by-step Instructions

  1. Heat the olive oil in a large heavy pot over medium heat for 1 minute until shimmering.
  2. Add the diced onion and cook for 5 to 6 minutes, stirring often, until the onion is soft and starting to turn translucent.
  3. Stir in the minced garlic and cook for 1 minute until fragrant.
  4. Add the tomato paste and stir it into the onion and garlic, cooking for 1 minute so it darkens and loses its raw taste.
  5. Stir in the cumin, chili powder, and oregano and cook for 30 seconds until the spices bloom and smell toasted.
  6. Blend the chipotle peppers and their sauce smooth using an immersion blender or regular blender, then stir into the pot.
  7. Add the kidney beans, black beans, pinto beans, diced tomatoes with their liquid, and vegetable broth, stirring well to combine.
  8. Bring the chili to a simmer over medium-high heat, then reduce the heat to medium-low and simmer gently, uncovered, for 25 to 30 minutes, stirring every 10 minutes, until the flavors have melded and the chili has thickened slightly.
  9. Taste the chili and season with salt and black pepper to your liking.
  10. Serve hot, or cool in a shallow container in the refrigerator within 2 hours for storage.



Frequently Asked Questions




Can this chili be frozen?

Yes, it freezes well for up to 3 months in an airtight container. Thaw it in the refrigerator overnight and reheat gently on the stovetop over medium heat, adding a splash of broth if it has thickened too much.




How long will it keep in the refrigerator?

Store the chili in an airtight container in the refrigerator for up to 4 days. Reheat it on the stovetop over medium heat, stirring occasionally, until it reaches a gentle simmer.




Can I use dried beans instead of canned?

Yes, but soak 1/2 cup of each type of dried bean overnight, then simmer them separately in fresh water for 45 minutes to 1 hour until tender. Drain and use in place of the canned beans. This adds about 2 hours to your total time.




Serving Ideas for Three Bean Chipotle Chili

Serve the chili in bowls topped with shredded cheese and diced onion for contrast and crunch. Cornbread on the side soaks up the sauce, while a simple green salad with lime vinaigrette cuts through the richness and heat.

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